Listed whether or not they pay us. Prices from each tool's own pricing page, checked Oct 16, 2026.

Which AI tool is actually worth it?

Ask like you would the group chat. 491 tools, real prices, the free plan in plain words, and the green and red flags from each tool's own fine print. No paid rankings.

Try: ai note takerfree video generatorvoice clonewebsite builderai receptionist

Group chatreal questions from Reddit, answered with receipts

  1. r/ClaudeAI

    Chatgpt $20 plan VS Claude $20 plan

  2. ChatGPT starts at $8 a month, Claude at $20, and both have a free plan.

    From their pricing pages, checked Oct 16, 2026

    ChatGPTchatgpt.com$8/mo OpenAI's general purpose AI assistant for writing, research, coding, images, voice and agentic tasks.
    • Green flag: Free plan
     Claudeclaude.com$20/mo Anthropic's AI assistant for writing, analysis, coding and agentic work, including Claude Code and Cowork.
    • Green flag: Free plan
    • Green flag: Cancel online
    • Green flag: Credits don't expire
    ChatGPT vs Claude, side by side
  3. r/lovable

    Is anyone here making $3000–$5000/month with Lovable or just burning credits?

  4. Lovable starts at $25 a month, Bolt.new at $25, and both have a free plan.

    From their pricing pages, checked Oct 16, 2026

    Lovablelovable.dev$25/mo Chat based AI builder that turns prompts into full stack web apps with hosting, database and auth.
    • Green flag: Free plan
    • Green flag: Cancel online
    • Green flag: No card for trial
     Bolt.newbolt.new$25/mo StackBlitz's browser based AI agent that builds, runs and deploys full stack web apps from prompts.
    • Green flag: Free plan
    • Green flag: Cancel online
    • Green flag: Some credits roll over
    Lovable vs Bolt, credits and plans
  5. r/Teachers

    Tried a few tools but none felt accurate enough.

  6. Here's GPTZero and Turnitin from their own pages. Only GPTZero has a free plan.

    From their pricing pages, checked Oct 16, 2026

    GPTZerogptzero.me$14.99/mo AI writing detector with sentence highlighting, plagiarism checks, writing replay and classroom integrations.
    • Green flag: Free plan
     Turnitinturnitin.com/solutions/topics/ai-writingAsk sales Institution licensed similarity checker with an AI writing and AI paraphrase indicator built into LMS workflows.
    • Red flag: No free plan
    GPTZero vs Turnitin

Pick a chat

17 categories, 491 tools. Every plan, the free plan written out, and the flags from each tool's own fine print.

What AI tools cost to start

$1$10$100$1,000
Cheapest paid plan per month for the 430 tools here that publish one; the middle one is $20. One scale for every page on this site.

This or that?

Side by side on price, free plan, refunds and the fine print.

Why trust this chat

We list tools that don't pay us

Most tools here have no affiliate deal with us. When one does, the link says so, and it never moves a tool up. How we rank

Receipts, not vibes

Every price and every flag comes from the tool's own pricing, help or terms page, with the quote and the date we checked.

We say when tools die

64 tools changed hands, renamed or shut down. They're marked, and kept in the AI tool graveyard.

For you if you're…